49ers keeping Garoppolo

The 49ers and QB Jimmy Garoppolo are finalizing a new deal that will make him the "highest paid backup in the NFL," according to NFL Network. It's a surprising move after the 'Niners basically said all offseason that Garoppolo had no future with the team. San Francisco has committed to QB Trey Lance as the starter -- but Garoppolo's presence will make it easier to bench Lance if he struggles this year. We're not moving Lance in the QB rankings, but his fantasy floor is now a little low.

Update: ESPN's Adam Schefter reports that Garoppolo is getting $6.5 million guaranteed with "playtime bonuses that can boost it another nearly $9 million." So it's a backup-level deal with upside in case Garoppolo ends up playing more than expected.